What happens when there is not enough money to cover all the harms and losses?

In this episode the reporters from KidTV learn what happens when irresponsible people break the rules and cause harms and losses and then break the rules a second time by not having enough insurance to cover all the harms and losses they cause.

Ryan Hodge, attorney from Wichita, Kansas discusses how the Kansas Taxpayer often has to pick up the tab when someone drives or operates a business without insurance or without enough insurance.