A: Under no circumstances should you ever talk to an insurance company about any event until after you have talked with a lawyer. Not even your own insurance company. Often times your own insurance company will try to get statements in order to deny you coverage and the other insurance company will certainly seek to find out information to reduce the value of your claim or to reduce their risk of having to pay the claim for you. For more information, see our KidTv video called “What does insurance have to do with Lawsuits.”