How uninsured or underinsured motorist protection can protect your family

Kansas law requires your insurance policy to include uninsured and underinsured motorist coverage. This means that you can recover for your losses if you are hit by a driver that does not have any insurance or if you are hit by a driver that does not have enough insurance. Uninsured motorist coverage comes into play […]

Insurance companies use a software to give you a low-ball settlement

Recent discoveries could potentially affect millions of insurance consumers. According to a report by the Consumer Federation of America (CFA) insurance consumers are being “lowballed” on their injury payments by a computerized system. The project director for the CFA, Mark Romano, reveals the changes in how injury claims are handled now. Previously, claim adjusters would […]

Extended insurance coverage by umbrella policy is explained

Umbrella insurance is a policy in your insurance that is often misunderstood or overlooked. Many citizens of Wichita, Derby and Andoverdon’t realize that having an umbrella policy can fill the gaps in their insurance coverage. The term “umbrella” comes from the idea that it will cover liability claims from all the policies underneath it; this […]

Avoiding these five insurance companies could save you a lot of heartache and loss

[jwplayer player=”1″ mediaid=”1351″] It’s imperative to know all the facts when making the important decision of choosing your insurance company. Ads flood our minds every day with the good aspects of certain insurance companies. However, a study conducted by researchers at the American Association for Justice (AAJ) has revealed cold, hard facts that expose the […]

Four Things the Insurance Company Does Not Want You to Know

Four Things the Insurance Company Does Not Want You to Know 1. Until you have consulted with your lawyer, never give an insurance company a statement. They are searching for incriminating information. They want you to be at fault. Don’t give them a reason to ruin your case. It is quite common for the at-fault […]

Don’t Be Duped by Bad Faith Insurance Fraud in Kansas

Insurance Bad Faith Bad faith claims arise when a company with whom you have a contract fails to act within the terms of that contract. In the case of your insurance company, this may happen if it fails to promptly or properly defend or pay a claim. An insurance company has a duty to deal […]

Insurance Adjustors and Your Kansas Injury Claim: Be Careful!

At some point after an accident, you will be approached by an insurance adjuster who represents the insurance company of the person who caused the accident. No matter how friendly and caring, the value of this adjuster may appear, he works for the insurance company and his job is to save that company money. He […]

What can I do if my Wichita insurance claim was denied?

You have just suffered a serious accident in Wichita: a car accident, a dog attack, or maybe a fall at work. You reluctantly take some time off to heal as the weeks go on, waiting to hear from your insurance company about payment for your medical bills. And then one day, you get a letter: […]

When Will Workers Comp Cover Your Injuries

When injured in the scope of employment, workers compensation is a system designed to help with the injuries, illness, and even death that occur from the job. The system is created so workers can receive compensation for damages without having to sue their employers. However, many employees discover too late that only certain injuries will […]

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Ray Hodge & Associates proudly represents victims and their families across the state of Kansas, including Wichita, Andover, Derby, Goddard, Haysville, Mulvane, Rose Hill, Newton, El Dorado and Hutchinson. Call today for a free consultation all over the state of Kansas. We have proudly served clients in Sedgwick, Butler, Sumner, Harvey, Kingman and Reno Counties.

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