Understanding the Confusing Terms in Your Insurance Policy
Insurance policies are confusing. Knowing what to look for in the all the jargon is tiring for someone that doesn’t know what they’re looking for. The insurance companies aren’t necessarily doing this on purpose – some of the language in the policy is actually required by law. Understanding the important aspects of your policy, along […]
To Accept or Not Accept the Insurance’s Settlement
If you have spent much time reading up on personal injuries and how insurance works, you are most likely aware of the insurance companies low-ball techniques. You may have even found your insurance carrier on our Top Five Worst Insurance Companies list. So you may wonder if the settlement the company offers you is acceptable […]
Three Ways to Collect After Being Denied
Being in a car wreck is a pain, but it’s even worse when you have to hassle with your insurance company over the claim. Then you find out it was all for nothing – the insurance company has denied your claim. What do you do now? All hope is not lost; you can still collect […]
Skipping Insurance to Save Money? Better Think Twice
In this tough economy, people are always looking for a way to save money. Some ride the bus to work; others may cut back on eating out with the family. Then there are those that chose to not purchase car insurance. Sure, it s ves hundreds of dollars each year, but it can also land […]
Online Quotes and Why it’s Not Accurate
The internet is a common place to start when looking for insurance. However, if you’re planning on getting an online quote, the numbers they’re giving you are probably on the low end. Most regular citizens of Wichita aren’t familiar with the insurance industry. With coverage options constantly changing and the complicated lingo, it’s easy to […]
Is a Group Disability Policy a Good Idea?
Its better to find out about your long term disability policies before you are on long term disability. As an employee, it’s likely that you won’t get a chance to decide between different companies and their policies. The human resources department has already chosen what policy they want for the company and you’re stuck with […]
Seven Tips for Appealing Long Term Disability Denial
It doesn’t take much for the insurance company to deny your claim for long term disability. In fact, insurance is notorious for denying your claim based on the smallest discrepancy. If you find yourself in the position where you’ve been denied long term disability, the first step is to contact a personal injury attorney who […]
How Insurance Adjusters will use your Facebook Account Against you after a Pratt or Garden City Automobile Accident
Social media has become a part of every day life for most Kansans. We use it to tell our friends about updates in our lives, but sometimes the information posted on social media can come back to bite you. This is especially true in personal injury lawsuits. You may just want everyone to know why […]
What is C.L.U.E and What Does It Have to Do with Insurance?
By now, a lot of people know about Colossus, a computer program that determines by data what the insurance company should offer you for a settlement. Programs such as Colossus decrease the value of your claim because it doesn’t take into consideration factors such as stress, pain, inconvenience, loss of pleasure of life, inability to […]
How Do I Know if I Have Enough Car Insurance to Protect Myself When Driving in Wichita?
The average Wichita car owner doesn’t have a vast knowledge of car insurance. Most people just expect that if they have insurance, they will be taken care of if they have an accident on Kellogg. Unfortunately, insurance companies look for any way to not pay you. There’s a variety of reasons that the insurance could […]
The Pros and Cons of Accepting a Lump Sum Settlement
If you’ve been hurt on the job, you may have the option of accepting a lump sum settlement. While accepting a lump sum settlement isn’t always bad, it can certainly hurt you in the long run if you don’t proceed the right way. So here’s the run down of what a lump sum settlement […]
Five Things to Expect During the Insurance Claim Process
Most people in Wichita have a lot of questions after being involved in a wreck on I-235. Although each situation is different, there are five basic things to expect after being in a wreck on Kansas roads. 1. Report the accident to your insurance company –If you suffered injuries in an accident, it’s important […]
If Insurance Companies Are So Bad, Should I get an Independent Agent?
If you have been shopping for insurance, but have heard all the horror stories of bad insurance companies, you may be looking for another option. Although you can call around to get quotes from insurance companies, some believe that choosing an independent agent is the best route. So what’s the difference between a company […]
Ten Questions to Ask Before Accepting a Settlement
Some people may decide their case isn’t worth enough to go to trial. Many don’t even contact a Wichita personal injury attorney. Others are fooled by the sly tactics insurance agents use to get you to accept a settlement. If you have decided to accept a settlement from your insurance company, here are 10 questions […]
What does this letter mean that I received from the Insurance company?
Although every insurance company will try to discourage you from contacting an attorney, it is important to do your research and find out why they don’t want you to have one. Allstate is notorious for these letters, which are sent to its injured policy holders. Although Allstate’s letter is entitled “Do I Need an Attorney?”, […]
When the insurance adjuster shows up, beware of these tricky tactics.
After being involved in an auto accident on the Kansas Turnpike, citizens of Wichita, Andover, Goddard or Derby can become easily confused in the process of filing a claim. Insurance adjusters quickly fill your voicemail with messages, flood your mailbox or even show up at your doorstep. You might feel like you’re at their mercy, […]
What two important aspects should you look for in an automobile policy?
Automobile policies are typically long and confusing. Reading the policy from top to bottom can be almost impossible for someone who doesn’t know what they’re reading. The insurance companies aren’t necessarily doing this on purpose – Some of the language in the policy is actually required by law. But the ultimate question is – what […]
Attorney Ryan Hodge explains what happens when you sign a release for your insurance adjuster
After being involved in a car wreck, the insurance adjuster will attempt to get you to sign a release. However, many people don’t understand that this puts an end to their case. Once the release is signed and you have received your check from the insurance company, the case is closed. Sometimes an insurance company […]
Steps you need to take to fill out a personal injury protection claim
If you or a family member is injured in a Kansas car wreck, your Personal Injury Protection coverage will help pay for medical and other expenses. Having PIP is mandatory in Kansas, but many people aren’t aware of how it can help them and their family. To learn more about what PIP is and how […]
Kansas attorney gives a few reasons why your insurance company might deny your claim
It’s bad enough your car was wrecked while driving down the Kansas turnpike, or your roof was damaged by hail but now your insurance company has denied your claim! There are various reasons that people in Wichita, Hutchinson and Emporia all run into the same problem: your insurance agent didn’t give you all the information […]
